black card american express requirements

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Another cardholder charged $52 million on the card to purchase their own private jet. The largest Centurion Card purchase recorded as of 2016 was USD $170 million paid for the famous painting “Nu couché” by Modigliani, purchased by Liu Yiqian who used the card to circumvent Chinese money transfer laws. Without a spending limit or “credit limit” on this charge card, the cardholder’s imagination is the limit. Of course, the Black Card carries the added perk of being a huge status symbol among the elite. No preset spending limit (“credit limit”).Standing reservations at select restaurants.

Rental car hire upgrades to premium status with luxury vehicles.Instant access to key seating for events and concerts.

Concierge service available worldwide 24/7.

Complimentary comprehensive travel insurance (Coverage varies by country).

Hotel and flight upgrades to premium tier status.

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Free companion tickets for international flights (upon purchase of a full-fare ticket).

What benefits does the American Express Black Card offer?Īmerican Express Centurion Card members are believed to have access to some significant perks including:

What does American Express define as “substantial net worth” or being wealthy enough to afford the Centurion Card? Well, a report in 2011 revealed that the average household income for Centurion Card members was $1.3 million and the average cardholder held assets of $16.3 million.Īlong with these conditions, the card is still invitation only, with each new member chosen by American Express.īy subscribing you agree to the Canstar Privacy Policy Be especially wealthy, with a substantial net worth.

#Black card american express requirements full#

Be able to pay off the card in full each month (because it is a charge card, not a credit card).Spend at least $250,000 per year using American Express cards.

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Pay an initiation fee of up to $7,500, as well as the annual fee of $2,500 in the USA (additional fees apply for supplementary cardholders: $2,500/year for a supplementary Centurion Card, plus additional annual fee of $175/year for supplementary Platinum Cards or $45/year for Gold Cards).

Be an active American Express cardholder for at least 1 year.

While the exact eligibility requirements for the Centurion Card have never been explicitly stated by American Express, the word on the street is that prospective candidates must: You cannot apply for the American Express Centurion Card online and is not listed among their other charge cards on their website.

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– Doug Smith, Director, American Express Europe (in an interview to )Ĭompare Credit Cards How to become an American Express Black Card member It wasn’t true, but we decided to capitalise on the idea anyway.” “There had been rumours going around that we had this ultra-exclusive black card for elite customers. However, just because it exists doesn’t mean it’s within arm’s reach (or indeed several thousand arms’ reach) of the average consumer. The card is made of anodised titanium, a hard, silver-grey metal that is strong, light, and used in corrosion-resistant alloys.įor years, the American Express Black Card was an overblown rumour, until American Express confirmed that the elusive card was indeed real in 1999. It is not a credit card at all, but is rather a charge card or cash card, meaning cardholders have to pay off their balance in full every month. The Black Card offers exclusive privileges including a 24/7 concierge service, has no set spending limit, and is available by invitation only. The card is available by invitation only – customers can only qualify for this card after they have met certain criteria. The American Express Centurion Card, known informally as the Black Card, is one of the most prestigious cash cards in the world. A “black card” is an exclusive and elusive type of credit card only available to the wealthiest people who meet certain eligibility requirements. So, what does it take to join the financial elite? What is the AMEX Black Card?